In Harris v. W6LS, Inc., No. 24-2056 (March 31, 2026) N.D. Ill., Eastern Div.. the plaintiffs went online and borrowed $600 from defendants at interest rates of nearly 500% per year. Both of the loans violate Illinois’s statutory limits on interest. They later sued, invoking their consumer rights under Illinois and federal law. Defendants sought to enforce an arbitration provision in their loan contracts delegating all questions of arbitrability to the arbitrator, while also requiring that these questions be resolved under a body of tribal contract law that did not exist at the time the...
Monthly Releases
889 Biometric Privacy Act – Amendment Application (2026)
Three different cases were simultaneously decided by the Seventh Circuit: Clay v. Union Pacific Railroad Company, No. 25-2185 (April 1, 2026) N.D. Ill., Eastern Div., Gregg v. Central Transport, LLC, No. 25-2762 (April 1, 2026) N.D. Ill., Eastern Div. and Willis v. Universal Intermodal Services, Inc., No. 25-2761 (April 1, 2026) N.D. Ill.. Here the Seventh Circuit considered whether a legislative amendment to the Illinois Biometric Information Privacy Act, which confirmed that damages should be evaluated on a per-person basis, applied retroactively to cases pending when it was enacted. The...
888 Arbitration Agreement – Enforceability (2026)
In Stabile v. Macy’s, Case No. 24-2979 (3rd Cir. March 4, 2026), a white gay Macy’s store manager was allegedly fired for trying to apprehend a shoplifter and subsequently filed a discrimination lawsuit. Plaintiff Stabile alleged that throughout his employment Macy's maintained a corporate culture that was hostile to employees due to their race, sexual orientation or perceived sexual orientation. Macy’s moved to dismiss and compel arbitration based on certain plan documents. Whether a valid arbitration agreement existed was unclear at the District Court level as Stabile did not remember...
887 Insurance Coverage – Waiver on Appeal (2026)
The case of Crothersville Lighthouse Tabernacle Church, Inc. v. Church Mutual Insurance Company, S.I., No. 22-1082 (7th Cir. March 2, 2026) is an insurance coverage matter arising out of damage caused by a fire. The insured filed a lawsuit alleging breach of contract and bad-faith denial of the insured’s replacement-cost claim after the parties disputed the cost to replace a building damaged by the fire. The property was insured for $2.3 million, and the policy provided baseline coverage for its actual cash value, which accounts for depreciation. The policy also promised to pay higher...
886 Jurisdiction – Foreign Nexus (2026)
In Seagate Technology LLC v. NHK Spring Co., (9th Cir. Jan. 8, 2026), Seagate Technology LLC, a California-based manufacturer of hard disk drives, and two of its foreign subsidiaries (in Thailand and Singapore) brought antitrust claims against NHK Spring Co., Ltd., a Japanese supplier of suspension assemblies—critical hard drive components. NHK pleaded guilty in a separate federal criminal proceeding to conspiring with competitors to fix the prices of these suspension assemblies, which were sold both in the United States and abroad. The majority of the price-fixed assemblies purchased by...
885 Arbitration – Appeal Waiver (2026)
In Lanesborough 2000, LLC v. Nextres, LLC, No. 24-2211 (2d Cir. February 6, 2026), Lanesborough 2000, LLC and Nextres, LLC entered into a loan agreement for the funding of a self-storage facility in Corning, New York. The deal included an arbitration agreement that required disputes to be resolved by binding arbitration. Lanesborough alleged that Nextres breached the agreement by failing to disburse loan funds as promised. An arbitrator found in favor of Lanesborough, awarding consequential damages, declaratory and injunctive relief, and attorney’s fees based on Nextres’s bad faith conduct....
884 Negligence – Assumption of Risk (2026)
In Katherine Birl v. Ski Shawnee Inc, No. 25-1070 (3d Cir. January 2, 2026), the parents and natural guardians of minor G.B., appealed the District Court’s order granting summary judgment to Ski Shawnee, concerning injuries suffered by their minor son. Following injuries sustained while snowboarding, Appellants sued Ski Shawnee, who moved for summary judgment, arguing that the claim was barred under the Pennsylvania Skier Responsibility Act, 42 Pa. Cons. Stat. § 7102(c) (“PSRA”). The District Court granted the motion, finding that the risks involved in Appellants’ claim were...
883 Products Liability – Crashworthiness (2026)
In Amagasu v. Fred Beans Family of Dealerships et al., Case No. 1594 EDA 2024 (Superior Court of PA, December 22, 2025), Francis Amagasu was driving his personal 1992 Mitsubishi 3000GT in 2017 when he tried to overtake another vehicle. He unfortunately lost control of his car, and it rolled over and slammed into some trees. Despite wearing his seatbelt during the rollover, he still hit his head on the roof of the car and ended up with serious enough injuries that have left him a quadriplegic. The following year, Amagasu’s family filed a lawsuit against Mitsubishi. A year later, the family...
